West Monroe Real Estate Brokerage. Buy a home, Sell a home, at Stepping Stone.

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Stepping Stone Realty of Louisiana 318-538-1168

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    • Search Homes
    • Our Featured Properties
      • All Featured Listings
    • Sell My Home
    • Home Buyers
    • Agent Directory
    • Commercial Properties
    • Birthday Club GiveAway
    • Contact us
    • PreQualify
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Stepping Stone Realty of Louisiana 318-538-1168

  • Search Homes
  • Sell My Home
  • Home Buyers
  • Agent Directory
  • Commercial Properties
  • Birthday Club GiveAway
  • Contact us
  • PreQualify

louisiana HOME BUYERS - BEGIN HERE!

never give up on your dream of ownership!

Serving Monroe, West Monroe, and Ruston Louisiana home buyers, I am ready to be your local knowledgeable Realtor... "Casey Horrell, Broker"

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Step One - PreQualify!

If you will need to borrow money to buy a home, then a local MORTGAGE Lender is your first stop! You will need to provide them your SSN for the credit check, check stubs from you employer, tax returns from the past 2 years (usually), proof of any other income or debts. The more you can provide, the faster they will have you an approval answer! They will also tell you what  price range to look at, based on your desired monthly payment. Need a Monroe LA Mortgage Lender? (Service Directory below)

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Step Two - Find a Home!

The fun part can now begin! Decide what your NEEDS and WANTS are and feel free to send me a list of both. You can SEARCH HERE  daily for all new home listings. Feel free to text me any homes that you see that you like 318-538-1168 and I will verify if it is available and schedule a tour. Remember, some homes have owners living in them so they may require advance notice! Monroe, West Monroe, and Ruston are HOT markets so if we find your match, we need to act fast!


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Step Three - Make the Offer!

Don't worry, this part is my specialty! We will discuss what price to offer, review the property disclosures, and how to handle any contingencies (such as selling your current home or asking for repairs), and the timeframe for inspections and closing. We will write an official offer and send it to the Seller/Sellers agent. The seller will review our offer and respond by either accepting, countering, or rejecting. Once both parties agree, we will be UNDER CONTRACT/PENDING!! 

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Step Four - It's Pending Now What??

Send the accepted purchase contract to your lender asap. Time for inspection and appraisal! You will have a  set deadline to have any Home Inspections done. See the link below for Monroe area Inspectors. The cost is usually around $350-$450 to hire a licensed inspector and it only takes a day. We will review the report and discuss any issues found.  Only AFTER we discuss the inspection, you should tell your lender to order APPRAISAL (this may take a week to complete). Don't start packing yet..

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Step Five - Preparing to Close

Once you receive an update from your Lender saying that the Appraisal was "good" then you can start preparing for the closing table and START PACKING! If you have not heard from the lender for several days after appraisal, be sure to call them and ask for an update. You will pick a Home Insurance company, get quotes to lender.  Expect to touch base with your lender over the next few days. Also, DO NOT apply for any other loans/credit accounts or your mortgage could be denied, even on closing day

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Step Six - The Grand Finale

The week of closing still has some work to be done! You will need to call the UTILITY companies and schedule a transfer of services for the closing day.  We will also verify the closing statement with lender and title company so you will know how much $ to bring to closing. We will schedule a final walk thru of the home the day before closing. And, you will usually take occupancy and receive keys at the closing table. Be ready to sign, sign, sign (and bring your ID). Congratulations, it's yours!

Licensed Realtor in Monroe Louisiana, Serving Ruston, West Monroe, Farmerville, Bastrop, and more.

Service Directory:


Mortgage Lenders - Online Applications:

Ouachita Valley Credit Union

https://ouachitavalleyfcu.org/mortgage-application


Academy Mortgage - Melinda Bonnette

https://mobile.academymortgage.com/borrower/signup/melinda.bonnette@academymortgage.com


Assurance Financial -Amanda Smith

https://apply.assurancemortgage.com/#/loan-officers/asmith@assurancemortgage


North Louisiana Home Inspectors:

Inspection Smith 318-338-7978

Doc's Home Insp  318-614-4041

Southern Living Insp  318-348-2663

Mike Burroughs 318-376-0482

Home Sweet Home 318-355-9106


Pest Inspectors in Monroe La:

American Exterminating 318-396-4166

Best Pest Control 318-396-6650

Terminex 318-427-6384


Septic Tank Health Inspections:

Ouachita Parish 318-361-7370 

Morehouse Parish 318-283-0806


Homeowners Insurance

Shelter Insurance - Harvey Hales

https://www.shelterinsurance.com/CA/agent/HARVEYHALES


Insurance Priced Right -  Robert J Russell, LAS, LUTCF, Broker Owner 

http://www.insurancepricedright.com/?fbclid=IwAR38OcsxjSoo7iauWuGliqGMsj84kna-0rCc7s89B3Jvr5uB2qNFOciXKFA



Get me qualified!

Stepping Stone Realty Of Louisiana

305 Lakeland Drive, West Monroe, Louisiana 71291, United States

(318) 538-1168

Hours

Copyright © 2017 Stepping Stone Realty of Louisiana - All Rights Reserved. 318-538-1168 

Located in West Monroe, La. 71291

Equal Housing Opportunity * Licensed in Louisiana * Referrals Welcome * Relocation, Divorce Sales, Inherited Property, Foreclosures, and more.

West Monroe, Monroe, Calhoun, Choudrant, Ruston, Farmerville, Sterlington, Claiborne, Downsville, Chatham, Eros

Indian Lakes Neighborhood Homes, Frenchmans Bend Homes, Pine HIlls Homes, Calvert Crossing Homes, Squire Creek Homes, La Tech Homes, ULM Homes



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